Part of Ashford University's mission and commitment to our students is to provide accessible, affordable, innovative, high-quality learning opportunities.
Student Loan Code of Conduct
Ashford University officers and employees involved in financial aid processes including student loans adhere to the Student Loan Code of Conduct.
For on-campus students, the Cash Plan requires that 100% of tuition, room, board and any applicable fees be paid upon receipt of the bill for the term after scholarships and loans have been applied. Students may choose to have all charges paid by credit or debit card by calling or coming to the Campus Business Office. Students are advised that credit cards are accepted as a convenient method of payment. Credit cards bearing high interest rates should not be used as a long-term financing method for educational costs. Ashford University encourages all students to utilize the free financial aid information that is available in the Financial Aid Office.
Financial Aid Plan
The University will provide assistance to all students and families who are eligible for financial aid. The University provides a convenient online application process. This process includes access to required financial aid forms, options for electronically signing the application, and links to complete the Free Application for Federal Student Aid (FAFSA) and Master Promissory Note. All students seeking federal, state, or institutional financial aid benefits must be admitted to a financial-aid eligible degree program to determine financial aid eligibility. To select the Financial Aid Plan as the primary payment option, at least 50% of a student’s annual cost must be funded through the federal financial aid benefits. To apply for the Financial Aid Plan as the primary payment option, the student must meet the following conditions:
- Complete an Institutional Application;
- Complete the Free Application for Federal Student Aid (FAFSA);
- Complete a Master Promissory Note (MPN);
- Complete a Loan Entrance Interview;
- Complete all related paperwork and documentation further requested by the University; and
- Pay all applicable fees.
Financial aid can be a big mystery to many college students, so we've partnered with Financial Aid TV to help.
The mission of Financial Aid TV is to assist Financial Services Advisors and others from the Finance office to communicate financial aid information to current and prospective students.
To apply for financial aid to attend Ashford University, please follow the steps below or call 800.242.4153 to speak directly to a counselor.
Complete the application for admissions to Ashford University.* Apply online or print an application.
Once you've been accepted to Ashford University, complete the Free Application for Federal Student Aid (FAFSA) and list the Ashford University code (code 001881) as the college to receive information.
If you're an Iowa resident, consider the Iowa Tuition Grant** as an additional source of financial aid. To be eligible for an Iowa Tuition Grant, you must:
- Be enrolled or plan to be enrolled at least part-time (3 hours minimum) in an undergraduate degree program at Ashford.
- Submit your FAFSA and list Ashford University as the eligible independent college to be considered for this grant.
If the student fails to supply all required documents or is unable to qualify for financial aid, the student is held responsible for any outstanding balances incurred and must select another payment option. On this plan, it is the student’s responsibility to reapply for funding as necessary. Students enrolled in On-Campus Traditional Programs are encouraged to reapply each year by March 1, for the upcoming academic year.
*You must be accepted by the University before a financial aid disbursement can be made.
**Additional scholarships and grants may be available. Speak to your Admissions Counselor for more information. To contact a counselor, call 1.800.242.4153 or email us at firstname.lastname@example.org.
**Ashford University provides links to other websites and institutions for your convenience. Ashford is not responsible for, and does not endorse or warrant, any information, goods or services provided by others. Ashford is not responsible for the privacy practices or other conduct of such others, whether or not they use the Ashford name or trademarks. If you decide to use any of the sites to which we provide links, please understand that you do so at your own risk.
The Level-Pay Plan offers students an opportunity to spread the cost of tuition, fees, books, room, and board (whichever are applicable) over the term. Additional details about this program can be obtained from the Campus Business Office.
Tuition Reimbursement Plan
The Tuition Reimbursement Plan is available as a primary option if you qualify for your employer’s tuition reimbursement program and if your employer reimburses at least 50% of your annual tuition. Under this plan, tuition is deferred a maximum of 90 days from the course/term start date, regardless of when the student receives disbursement from the employer. Applicable fees are due on or before the start date of each course/term. To qualify, prior to the start of the course/term, students must submit a signed Tuition Reimbursement Certification and Authorization form that includes a valid credit card number (debit cards are not accepted) with authorization to charge the card if the tuition is not paid within the 90-day time frame.
The conditions of this plan are not dependent upon the receipt of a course grade or completion of the course. Tuition must be paid in full 90 days after the start date of a course/term; otherwise, the student’s credit card will be automatically charged. If fees are not paid in full on or before the start date of a course/term, the student’s credit card will be automatically charged. A declined card will automatically result in a late fee and an insufficient funds fee. Students who have two declined credit card payments will be required to comply with the terms of the Cash Plan and will no longer qualify for the Tuition Reimbursement Plan.
Documentation required for the Tuition Reimbursement Plan includes the following:
- Student Finance Agreement; and
- Tuition Reimbursement Certification and Authorization.
Direct Bill Plan (Third-Party Billing)
Direct Bill Plans are available if Ashford University has pre-approved a student’s employer or agency for direct billing. At minimum, $2,500 of a student’s annual tuition and fees must be paid by the employer or agency to be eligible for this option. Any amounts not covered by the employer or agency must be paid prior to the start of each course. The employer or agency must remit payment to Ashford University within 90 days of the course start date. Vouchers should be sent to email@example.com five days prior to the start of each course. Failure to supply voucher or payment timely may result in disqualification for Direct Bill Payment Plan.
Documentation required for Direct Bill Plan:
- Student Finance Agreement;
- Direct Bill Certification and Authorization form; and
- Company voucher approved by Ashford University or other authorized agency tuition voucher.
Military Veteran’s Assistance or Military Tuition Assistance
For more information about these payment options, please visit the Ashford University Military website.
Before considering a private education loan, students should first apply for and consider available federal student aid. However, if a student wishes to apply for a private education loan, Ashford University will work with any lender participating in a private student loan program from which a student wishes to borrow. Please contact the Financial Aid Office for additional information about all available education funding options.
Students are encouraged to search for outside funding for their education. Any student who receives additional funds from any source, such as an outside scholarship, before or after receiving financial aid from the University, must report the source and the value of the award to the Financial Aid Office. Additional funds frequently require an adjustment to the existing financial aid award to avoid an “overaward” as defined by federal and state regulations. Scholarship searches are available at:
However, the University is in no way affiliated or endorses any of these listed sites. Please beware of sites that ask for payment for scholarship information and/or applications.