Online Financial Services
woman finding financial aid for online university courses

Financial Aid for Online College Courses

Paying for school can be an obstacle. You’ll have help to navigate your way through all the paperwork. Start by speaking with your assigned Financial Services or Student Advisor, who will walk you through each step of the process and answer any questions you may have.

Student Loan Code of Conduct

Ashford University officers and employees involved in financial aid processes including student loans adhere to the Student Loan Code of ConductChoose from several different payment options. You may use any of the following options to fund your degree program:

Cash Plan

Students may choose to have their tuition and/or fees automatically charged to their credit card (debit cards are not accepted). Automatic credit card payments are charged after the start date of each course; otherwise, full payment must be received on or before the start date of each course. Credit card information will be requested of students selecting this option in order to establish credit for this plan.

Documentation required for the Cash Plan:

  • Student Finance Agreement
  • Authorization to Charge Form

Tuition Reimbursement Plan

Tuition Reimbursement may be selected as a payment option if your employer reimburses a portion of your annual tuition. Tuition is deferred a maximum of 90 days after each course start date, regardless of when you receive payment from your employer. Applicable fees are due on or before the start date of each course. To qualify, you must submit a signed Tuition Reimbursement Certification and Authorization Form and include a valid credit card/debit number with authorization to charge the card. This card will be charged once the 90 day deferment period expires if any balance remains on the account.

Documentation required for the Tuition Reimbursement Plan:

  • Student Finance Agreement
  • Tuition Reimbursement Certification and Authorization Form

Direct Bill Plan (Third Party Billing)

To have your tuition and fees billed directly to your employer, follow these steps:

  • Find out if your organization has an Executed Direct Bill Memorandum of Understanding;
  • If they do, then fill out your Student Finance Agreement indicating Direct Bill;
  • Then fill out the Direct Bill Certification and Authorization form; and
  • Request a voucher or purchase order from your Human Resources / Benefits department before each course.  
Your Enrollment Services Advisor can provide these forms for you. 

    Military Benefits

    Ashford University is proud to be a top military-friendly university. Please visit our Military Resources page to learn about all of the benefits and special tuition rates available to you if you belong to one of the following groups:

    • Active Duty
    • National Guard
    • Reservists
    • Spouses of: Active Duty, National Guard, and Reservists
    • Students using VA Education Benefits
    • Employees of the US Department of Defense 
    • Employees of the US Department of Veterans Affairs
    • Civilian Employees of the United States Coast Guard
    Additionally, to ensure that service members, veterans, spouses, and other family members have the information, support, and protections they deserve, in April 2012 the President signed an Executive Order establishing Principles of Excellence for Educational Institutions Serving Service Members, Veterans, Spouses, and Other Family Members. This Executive Order requires educational institutions receiving funding from federal military and veterans’ educational benefits to provide prospective students with the Financial Aid Shopping Sheet to help students understand the total cost of their education. If you served on Active Duty, you might be eligible for education benefits offered by the Department of Veterans Affairs. For example, the Post-9/11 GI Bill® provides financial support for educational and housing expenses to individuals with at least 90 days of aggregate service after September 10, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill. If you are currently serving in the military, you may be eligible for funding offered through the Department of Defense Tuition Assistance program. Check your eligibility status and the amount for which you qualify with your Service prior to enrolling. If you are the spouse or child of a service member who is serving on active duty Title 10 orders in the paygrades of E1-E5, O1-O2, or W1-W2, you may be eligible for financial assistance from the Department of Defense for education, training, and/or the occupational license and credentials necessary for a portable career. If you are the spouse or child of a service member, you may be eligible for transfer of the service member’s Post-9/11 GI Bill benefits to you. In accordance with the Principles of Excellence outlined in Executive Order 13607, Ashford University is proud to increase services to service member and veteran students and their families. The Financial Aid Shopping Sheet, part of our commitment to increasing the quality of information for military students, will allow you to see simplified financial aid information in a standardized format from all institutions of higher education that are adhering to the Principles.

    GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at

    Financial Aid/Title IV Programs

    The programs authorized under Title IV of the Higher Education Act of 1965 are the major source of federal student aid, and the most common used by online students. Federal and state grants and loans fall under the banner of Title IV programs and are administered by the U.S. Department of Education.

    Title IV funds include Direct Subsidized/Unsubsidized Loan, Direct Graduate PLUS Loan, Direct PLUS Loans, Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (SEOG), and the Federal Perkins Loan.

    Fill out and submit the Free Application for Federal Student Aid (FAFSA) to determine your eligibility. There is no charge, and you do not have to be admitted to apply; however, you must be enrolled before your funds will be applied toward tuition and fee costs. You should apply as early as possible, even if you don’t plan to start until late in the year.

    Ashford University’s school code is 001881. You will need this code in order for Ashford University to receive the information you submit.

    Typically, it can take up to six weeks to process your financial aid. Once your financial aid documents have been received by our processing department, you will be emailed an award letter with anticipated award amounts, and tentatively scheduled disbursement dates. You will need to pay any fees that apply before the start of your first course. To identify any outstanding fees, please speak with an advisor.

    In addition to the FAFSA, you will be asked to complete additional documents in order to process your financial aid. Some of these forms include an Institutional Financial Aid Application, Entrance Loan Counseling, and a Master Promissory Note. Once enrolled, your Financial Services team will provide you with a link to access and complete all the necessary financial aid documents within this packet.

    NSLDS Consumer Information Disclosure

    It should be noted that when the University enters into an agreement with a potential student, active student, or parent of a student regarding federal student aid, the loan and any applicable grant will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system.