Online Consumer and Family Financial Services Courses

Steer your career with your Bachelor of Arts in Consumer and Family Financial Services. Your online coursework focuses on financial institutions, markets, and the laws that govern them. Topics also include taxes and risk management.

Introductory Course
Major Course Requirements

Introductory Course

All Bachelor’s program students are required to successfully complete EXP 105 Personal Dimensions of Education as their first course. Students with zero (0) traditional college-level transferable credits are also required to successfully complete the Student Success Orientation prior to enrolling in credit-bearing coursework. Following successful completion of orientation, students are required to successfully complete EXP 105.

Student Success Orientation
The orientation is designed to provide students with a complete overview of the Ashford University experience, prepare them for success in their courses, and help them to self-evaluate their readiness to succeed in an online classroom setting. Students will be instructed on Ashford University policies and the learning resources that are available to them through interactive videos and assessments. Students enrolled in orientation must successfully complete all assigned activities.

EXP 105 Personal Dimensions of Education
This course is designed to help adult learners beginning their university studies to achieve academic success. Students will explore learning theories, communication strategies, and personal management skills. Adult learners will develop strategies for achieving success in school and work. Students will also be introduced to the University's institutional outcomes and learning resources. A minimum grade of C- is required to successfully complete the course.

Major Course Requirements

(45 credits, all courses are 3 credits unless otherwise noted. Courses are listed in the recommended sequence.)

BUS 215 Personal Financial Management
This course provides an introduction to the field of personal financial management and planning, focusing on the tools individuals and families employ to manage their financial affairs.

BUS 311 Business Law
Introduction to the legal environment of business in the United States. Examination of the Constitution, administrative law, contracts, agency, and the protection of competition, consumers, employees, investors, the environment, and international trade.

ECO 203 Principles of Macroeconomics
Introduction to national income determination and the equilibrium level of output and employment. Monetary and fiscal policies as well as open economy issues are discussed.

ACC 205 Principles of Accounting I
Introduction to the principles and procedures of general financial accounting with an emphasis on reporting to individuals outside the organization. Development of accounting reports on an accrual basis.

SRV 301 Introduction to Service Management
This course introduces management in the 'intangible industries' organization and addresses the central challenges presented by services organizations. The course also addresses the need for value creation through customers, the role of organizational leadership, and the role of services in modern society.

PHI 445 Personal & Organizational Ethics
In this course, students will examine various ethical theories, economic concepts, and business paradigms. These examinations will serve as the foundation for the analysis of moral problems in business. Students will explore the ethical challenges and dilemmas facing decision makers in business organizations. Students will also consider their own stake in the market as consumers, employees, managers, or small business owners.

BUS 308 Statistics for Managers *
This course examines the application of statistical analysis, hypothesis testing, and regression analysis in business decision making. Additionally, the course focuses on the utilization of statistical methods as applied to business problems and operations.

ECO 316 Financial Institutions & Markets
A study of money and capital markets concentrating on interest rate determination, the major public and private financial institutions in the US economy, and the major types of financial instruments including bonds, equities, and derivative instruments.

BUS 330 Principles of Marketing
The methods used by producers of goods and services to determine and satisfy the wants of society. An examination of external and internal environments that impact marketing decisions, the basic elements of a marketing program, and issues in ethics and social responsibility.

BUS 323 Risk Management & Insurance
Basic corporate finance is presented with the emphasis on risk and return, bond and equity markets, valuation of bonds and equities, present value analysis, internal rate of return analysis, and project analysis using the weighted average cost of capital.

BUS 342 Financial Planning & Practice
This course is a study of the various aspects of family financial planning from the perspective of the financial planning professional. It introduces the legal and regulatory issues affecting financial planners, defines the client-planner relationship, and prepares the planner to conduct family financial analysis. Emphasis is on providing the student with the knowledge and tools necessary to help families make informed financial decisions.

BUS 401 Principles of Finance *
Basic corporate finance is presented with the emphasis on risk and return, bond and equity markets, valuation of bonds and equities, present value analysis, internal rate of return analysis, and project analysis using the weighted average cost of capital.

BUS 405 Principles of Investments
The study and analysis of securities and other forms of investments. Emphasis is on investment principles from the manager's point of view.

ACC 401 Federal Income Taxes I
A study of federal income tax laws and their application to individuals, partnerships, and corporations.

BUS 458 Consumer & Family Finance Capstone
This course provides a link between the traditional advisement services (finance, investment, tax, insurance, retirement planning, trust planning) and the clients life plan to manage financial affairs. As a final exercise, students complete a model financial plan for a mock client.

* Math competency must be met before taking these courses.


If this program fits your personal and professional goals, contact Ashford University at 866.711.1700 to learn more, or request additional information.